If you get a large tax refund, you're essentially losing money that you could be getting paid upfront. Adjusting your taxes is the best strategy to increase your take-home money.
You don't want to pass up free money when it's on the table. When you get paid, you must keep at least portion of your money somewhere accessible.
To reduce your deductions, assess whether you are actually using all of the healthcare you have paid for and, if possible, switch to a lower-cost plan.
If you discover that these charges are eating into your profits, check your company's regulations on work-related expenses and consider requesting reimbursement from your employer.
Many offices offer bonuses to attract and retain workers. These incentives are available to office workers with an on-site gym or complimentary snacks and meals.
You may want a new TV or trendy shoes, but until your TV is damaged or your shoes are worn out, are "wants" rather than "needs."
Monthly expenses include rent, utilities, cable, cellphone, and auto payments. You'll always have to pay some of your income for these expenses, but you can reduce it.
Aside from automatically moving funds into a high-interest account, you should also participate in a 401(k) plan if your company has one.