If you're ambitious, save for retirement or a child's schooling. An end goal shows you how much to save today for future financial requirements.
Although time-consuming, creating a monthly budget is worthwhile. List your monthly expenses, including housing, utilities etc and subtract them from your income.
Tired of depositing your salary at the bank? With direct deposit, your employer deposits your paycheck into your bank account.
Increase your 401(k) contributions to get your employer's matching funds.
Keeping track of your budget, saving, or paying your bills might be easier with a well-designed app.
Is your insurance sufficient? Have too much? Check your insurance and adjust coverage. Insurance providers may offer the same coverage for less.
Contact service providers to minimize your monthly expenses or find discounts or cheaper services.
Your credit score indicates your creditworthiness. Lenders will evaluate it before lending money. Above 700 is usually nice.