High-yield checking and savings from Alliant have no overdraft fees. Checking accounts pay 0.25% and savings 3.10% annually. CDs from Alliant provide APYs up to 5.30%.
Bethpage Federal Credit Union gives consumers the best of both worlds with high savings, money market, and certificate yields and affordable home equity and vehicle loan rates.
PenFed, or Pentagon Federal Credit Union, was founded in 1935 and has evolved to become the country's second-largest federal credit union.
Minnesota-based Affinity Plus Federal Credit Union offers free checking with no minimum balance and Interest Rewards Checking with a $200 minimum balance to receive dividends.
Connexus offers three free checking accounts, one with a 1.75% APY for qualifying consumers. This account provides teens up to 2.00% checking APY.
Teachers Federal Credit Union provides a Smart Checking account with a 3.00% annual percentage yield on balances up to $15,000.
Consumers Credit Union has a rewards checking account with a 5.00% APY, no minimum balance requirements (other than a $5 starting deposit), and no monthly fees.
Lake Michigan Credit Union offers five checking accounts, including a no-fee account and a dividend-earning account with a 3.00% APY on balances up to $15,000.