You might start with simple money matters like who pays for dinner and if you like your job. After some practice, you can talk about debt and financial goals.
Utility bills including power, water, and gas vary substantially based on usage. Pay them manually to check and alter amounts.
Since rent and mortgage payments are the biggest monthly expenses, it's crucial to manage them.
Medical bills can be complicated, so you may want to dispute or negotiate payment terms. To avoid errors, pay these invoices manually and negotiate.
Insurance rates might change, and you may find a better bargain elsewhere. Manually paying insurance premiums lets you compare and adjust.
Check your tax bill before paying. Autopay might overpay or underpay.
Some subscription services, like streaming platforms, are constant, but others may vary prices or auto-renew.
You may track your charitable donations and make sure they meet your financial goals by paying manually.